Welcome to my website, I'm

Maureen McElroy

Here at VIP Mortgage, we make your home purchase or refinance experience stress free, simple and informative. Fill out the quick form below to get started or click any of the 3 tabs below to get more information about purchasing a home, refinancing your existing home or learn more about the loan programs we offer.

Payment Calculator
$
 

Let us help you!

Whether you're a first-time buyer, a move-up buyer, or a seasoned investor, we understand that buying a home is one of the most important decisions you will make in your lifetime. V.I.P. Mortgage is here to guide you in making the best decision possible. We focus on providing you an enjoyable home buying process and we won't stop working until you are satisfied with your home loan.

Request More Information

Find Our What Your Home is Worth, Free!

See how much you could be saving!

Benefits of Refinancing:

  • Lower Your Interest Rate
  • Lower Your Monthly Payment
  • Pay Off Your Mortgage Sooner
  • Change Your Loan Type
  • Access the equity in your home
  • Eliminate Private Mortgage Insurance (PMI)
  • Consolidate other debts
Credit Scores Count When Buying Home

Feb 22, 2017 Credit, Mortgage

Credit Scores Count When Buying Home

Have you been thinking about moving out of that old apartment and taking the big leap into your first home? There’s so much to consider when making that decision. Today […]

Perks to Owning versus Renting Your Home

Feb 15, 2017 Mortgage, Real Estate

Perks to Owning versus Renting Your Home

Taxpayers Listen Up! There are benefits to owning your own home versus renting. Yep, you heard right. Renting is often referred to as throwing your money away. Why pay someone […]

Show Your Heart This Valentine’s Day

Feb 9, 2017 News

Show Your Heart This Valentine’s Day

In my line of work, I meet a lot of amazing, fun, successful people – and oftentimes I notice that everyone can get caught up in the busy-ness of work, […]

20% Down Payment Is Not the Only Option

Feb 2, 2017 Mortgage

20% Down Payment Is Not the Only Option

One of the first questions clients ask me is how much will be required for a down payment on a new home here in Salida. We found that most people […]

VIP Mortgage Awards

NMLS#424841 CO: 100037163 / State Licensing NMLS Consumer Access Privacy/Security

© 2017V.I.P. Mortgage, Inc. does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. AZ: Mortgage Banker License No. BK-0909074. CA: BRE Real Estate Corporation License Endorsement 01866775 | DBO Residential Mortgage Lending Act License 4131324 D.B.A. V.I.P. Independent Mortgage, Inc. | 41DBO-58745. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. CO: Mortgage Company Registration 145502. Regulated by the CO Division of Real Estate. FL: Mortgage Lender License MLD1399; MLDB4970. HI: Mortgage Loan Originator Company License HI-145502. IL: Illinois Residential Mortgage Licensee MB.6760990. IN: DFI First Lien Mortgage Lending License 21573; DFI Subordinate Lien Mortgage Lending License 21574. MI: First Mortgage Broker/Lender License FL0017723; Second Mortgage Broker/Lender Registrant License SR0017724. MN: Residential Mortgage Originator License MN-MO-145502, Minnesota Residential Servicer License MN-MS-145502. NC: North Carolina Mortgage Lender License State License #: L-170588. NE: Mortgage Banker License 2032 | Banker License 1081833. NM: MLC 397200 | MLC 3769 | MLC 834012 | MLC 1081833 | MLC 336964. OR: ML-5444-3 | ML-5444-2 | ML-5444-1 | ML-5444. TX: SML Mortgage Banker Registration. N.A. D.B.A. V.I.P. Independent Mortgage, Inc. UT: DRE Mortgage Entity License No: MLCO-7233522 | DRE-8993850. WA: Master Business License No. 602 774 478, Consumer Loan Company License No. CL-145502 | CL-172492 | CL-336964 | CL-1252401 | CL-1355178. WI: Mortgage Banker License No. 145502BA | 172492BA , WI- Mortgage Broker License No. 145502BR | 172492BA. V.I.P. Mortgage, Inc. does Business in Accordance With Federal Fair Lending Laws. V.I.P. Mortgage Inc. is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. V.I.P. Mortgage Inc. is approved to participate in FHA programs but the products and services performed by V.I.P. Mortgage Inc. are not coming directly from HUD or FHA.